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	Minimum Opening Deposit	Monthly Service Charge	Minimum balance Requirement	Additional Information

Interest Checking	$100	A service charge of $3 will be imposed every monthly statement cycle unless you maintain e-Statement enrollment.	N/A	Up to $10 foreign ATM fee rebates per statement cycle. Free unlimited check writing.
Personal Savings	$100	$3 quarterly (waived if $100 daily balance maintained).	$100	Six free withdrawals allowed each month. Use of Online Banking is required to avoid a $2 monthly paper statement fee for this account.
13 Month Online Certificate of Deposit	$1000	Penalty will equal three months of interest on the amount with drawn subject to penalty.	$1000	Account will automatically renew at maturity. Each renewal term will be 12 months.